DSO-affiliated practices in Atlanta, Charlotte, Raleigh, Nashville, and other Southeast metros typically ride a national program malpractice policy negotiated by the DSO — often at meaningful cost savings versus individual ...
A 20-minute intake covers everything Bridgeway needs to quote three to five carriers: current declarations pages, a five-year loss run (or signed loss run request), gross receipts and payroll figures, ...
Every Bridgeway state except Tennessee has coastal exposure — and every coastal BOP carries a separate named-storm wind deductible of 2% to 5% of the insured value. A $500,000 build-out ...
A commercial umbrella sits over your professional liability, BOP, and auto policies and pays after the underlying limits exhaust. It is the cheapest liability dollar you can buy: $450 to ...
Every carrier rates sedation by tier. A general dentist with a minimal-enteral permit sees no significant load. Moderate parenteral (IV) sedation pushes the base malpractice rate to 2.2x–3.0x (Louisiana and ...
Claims-made policies cover claims filed while the policy is active — the incident must have occurred after the retroactive date. When you cancel, you need tail coverage to extend the ...
Workers' comp requirements vary by state: Louisiana requires it at any employee, Alabama, Mississippi, and Tennessee at five or more, Florida at four, and Georgia and North Carolina at three. ...
Tail coverage — technically an "extended reporting period endorsement" — extends the reporting window on a claims-made policy after you cancel or non-renew. Any incident that happened during the policy ...
HIPAA does not name cyber insurance by name, but the Security Rule requires covered entities to implement "reasonable and appropriate" safeguards — and standalone cyber liability is the mechanism practices ...
A general dentist in the Southeast pays $900 to $5,200 per year for standard $1M/$3M limits, depending on state, claims history, and specialty. Mississippi and Tennessee run at the low ...
