Workers’ comp requirements vary by state: Louisiana requires it at any employee, Alabama, Mississippi, and Tennessee at five or more, Florida at four, and Georgia and North Carolina at three. Most dental practices with a full clinical team hit the threshold immediately. Rates use NCCI class code 8832 (physicians and clerical) at approximately $0.48 to $0.90 per $100 of payroll — among the lowest workers’ comp classes in the country because dental office injuries skew minor.
See state thresholds in the Louisiana, North Carolina, and Georgia guides.
