Bridgeway Insurance Agency – Independent Insurance for Business & Family
Your trusted independent insurance agency.
5.0 532 reviews
Your local insurance agency in Mississippi, Alabama, Louisiana, Tennessee, Florida, North Carolina and Georgia specializing in businesses and families. Request an insurance quote or give us a call at 877-418-2484 to start the conversation.
Select a product to quote.
Auto + home, condo or renter. Best deal.
Cars, trucks, luxury, exotics, & motorcycles.
Homes, condos, landlords, renters & more.
Term life, whole life, disability, & more.
Vehicles, property, employees, & more.
Rigs, trailers, cargo, liability, damage, & more.
Get personalized insurance quotes in three simple steps.
At Bridgeway Insurance Agency in Arab, AL our mission is simple. To build long-lasting relationships with clients through mutual trust, service, and professional guidance while helping individuals and businesses protect what matters most. Our easy three step process takes the frustration out of purchasing insurance. We’re your go-to partner for personal and commercial insurance solutions.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
Reviews from Bridgeway Insurance Agency clients.
5.0 532 reviews
See why families and businesses across AL trust Bridgeway Insurance Agency for comprehensive insurance protection.
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Judy Rob
★★★★★
a week ago
Mark has gone above and beyond with our very unique commercial insurance needs. He has worked tirelessly to ensure our coverage needs were met. He has earned our trust and he will definitely be quoting more personal and commercial policies … More for our family.Judy BassBrett Bass -
Jennifer Piazza
★★★★★
2 weeks ago
Dena at Bridgeway Insurance was absolutely amazing to work with! She was patient, kind, and really knew her stuff. She answered all my questions and helped me find better coverage while saving me a lot of money. It’s such a relief to work … More with someone who genuinely cares. I’m so thankful for her help — highly recommend!
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BOT_Sorrow
★★★★★
3 weeks ago
I came to Bridgeway with insurance that had lapsed by nearly two years and I had almost now hope for a decent rate. But my agent, Mark, got me a quote far beyond anything I had the heart to hope for. Cannot say how grateful I am for his … More and Bridgeway's help. 10/5 stars easy
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marcia trepagnier
★★★★★
a month ago
Gwyn has done a great job helping me with my insurance needs. When I first moved to Mississippi from Texas she was very instrumental in finding me the best prices and coverage for our home and auto insurance.
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Kristy Sand
★★★★★
2 months ago
Gwyn at Bridgeway Insurance is fantastic to work with. She is extremely knowledgeable, helped me save a significant amount of money, and always responded quickly to any questions I had. Excellent service from start to finish!
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Penny Boyd
★★★★★
6 months ago
Mark was kind and got me the best possible rates.
About Bridgeway Insurance Agency.
Insuring communities with personalized insurance services.
Bridgeway Insurance Agency delivers personalized insurance solutions to our clients in AL, with our offices located in Bay Saint Louis MI, and Arab AL. We are your trusted partners in safeguarding what matters most.
With a comprehensive range of insurance solutions, we’re dedicated to providing peace of mind and financial security. Whether it’s Home Insurance, Car Insurance, Life Insurance, Private Client, Business Insurance, or trucking insurance, Bridgeway Insurance Agency can determine the perfect plan at an affordable price.
Our experienced team of professionals is committed to tailoring insurance policies that meet your unique needs, offering expert guidance, and exceptional customer service. Discover the protection you deserve with Bridgeway Insurance Agency, one-stop insurance destination.
Insurance coverages for AL individuals and families.
You care about life’s important moments. Bridgeway Insurance Agency cares about protecting them.
Home Insurance
Your home is one of your most valuable assets. It deserves protection that’s simple, reliable, and tailored to your needs. We help families across Arab and throughout AL secure homeowners insurance that delivers peace of mind with personalized service.
Auto Insurance
Auto Insurance in Arab & Across AL. Driving in AL comes with risks. At Bridgeway Insurance Agency, we shop multiple carriers to get you protection that fits your needs and budget, without compromise. Keep your family covered on the road.
Life Insurance
Life insurance isn’t just about policies, it’s about protecting the people who rely on you. Our goal is to make life insurance simple, understandable, and accessible for AL families who value long-term security and peace of mind. We ensure your loved ones are protected.
High Net-Worth
Protection designed for your life and legacy. Bridgeway Insurance Agency‘s insurance programs are tailored for high-net-worth families, covering luxury homes, secondary and vacation rentals, high-value autos, jewelry, fine art, and more, all with personalized protection.
Additional Personal Insurance Options
Popular commercial insurance coverage options.
Every business is unique, and so are the risks you face. At Bridgeway Insurance Agency, we partner with companies across Pennsylvania to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Business Interruption
Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Employment Practices Liability
Provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees regarding their rights and treatment in the workplace.
Professional Liability
Also known as Errors and Omissions (E&O) insurance, this policy provides coverage for claims arising from professional errors, negligence, or malpractice. It protects businesses and professionals against legal costs and damages associated with allegations of inadequate work or mistakes in the services provided to clients.
Commercial Umbrella
Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.
Commercial Trucking Insurance for Rigs & Fleets.
Keeping your on the road and your operations protected. Bridgeway Insurance Agency provides expert coverage for your business vehicles from top rated carriers. Get the right commercial auto and trucking coverages to protect you for accidents, injuries, and other incidents.
Commercial Auto Liability
Coverage vital for accident protection and regulatory compliance.
Physical Damage
Crucial for vehicles against the costs of repairs and replacements.
Cargo Coverage
Protects the goods you transport in case of loss or damage during transit
Truckers General Liability
Protection against legal claims and liabilities that extend beyond accidents.
Non-Trucking Liability
Essential coverage for owner-operators while using truck for non-business reasons.
Hired & Non-Owned Auto
Smart coverage when renting trailers, leased power units, or employee vehicles.
Any Questions So Far?
We’ve Got Answers.
There are multiple trucking insurance options that cover a range of commercial vehicles, including box trucks, big rigs, delivery trucks, cement trucks, and more. It’s easy to get help comparing coverages, an agent will look side-by-side at different policies, explain what each one covers, and point out what fits your specific business needs. This way, you can make sure your box trucks, big rigs, and any other vehicles in your fleet are properly protected without missing gaps in coverage.
Starting a quote is simple and can be done online or with an agent, and everything can be customized so you only pay for what you actually need.
Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier determines your rate:
- Your Drivers History: A clean driving record in any case will help you secure a much lower rate v.s a driving record which has a history of accidents, violations, and more.
- Business Timeline: How long you’ve been in business is a huge factor to determining the premium price. In most cases, businesses with over 2 years will receive a much lower premium than businesses that have less than 2 years.
- Cargo: What you haul in your truck and how heavy it is being hauled will impact the risk level which will change the premium.
- Location + Operating Radius: The longer the operating distance the higher the premium will usually be. Longer distance means more risk because a driver has an increased risk of accidents, falling asleep behind the wheel, loosing focus on the road, and changing weather conditions throughout different areas.
- Vehicle Type: The heavier the truck, the more the premium will increase. Heavy truck means more risk in event of an accident.
Commercial truck insurance rates are high because insurance companies know that there’s a higher risk of injury and accidents. Why have the rates risen in the past decade? US Commercial truck insurance rates have risen dramatically over the past few years due to the numerous cases of accidents caused by commercial trucks due to inattentive driving as well as a decreased supply of drivers.
All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving the truck, it is a requirement to have a CDL. Premiums are generally higher when it is not owned by an individual who drives.
Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance.
- Keep your driving record extra clean to get better rates on your auto insurance policy.
- Look into other cheaper options outside of traditional captive insurance agencies. We are an independent insurance agency which means we can quote from a variety of insurance carriers.
Other factors in premium include what you’re hauling, driving radius, time in business, # of trucks, type of trucks, tickets/accidents, the driver(s) history and experience.
Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at 877-418-2484 for more information about protecting your trucking firms assets.
A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.
Typically filings are done the same day or within 24 business hours.
Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial Auto liability typically covers property damage and bodily injury to drivers, passengers in your car, pedestrians, and others.
General liability protection covers bodily injury to anyone who could sue your company: customers and other guests (walking through the lobby), contractors, and vendors doing work for you.
It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application process.
Don’t see your question? Contact us.
Want to talk?
Let’s do it.
Call our AL office today.
Get your insurance quote online.
