A general dentist in the Southeast pays $900 to $5,200 per year for standard $1M/$3M limits, depending on state, claims history, and specialty. Mississippi and Tennessee run at the low end because of $500K–$750K non-economic damages caps; Florida runs highest because caps were struck down in 2017. Specialty practices (oral surgery, IV sedation) pay 3x to 6x the general-dentistry rate — the American Dental Association publishes benchmark studies annually.
Compare state ranges in the Mississippi, Florida, and Louisiana guides — or call Bridgeway at (877) 418-2484 for a firm quote on your practice.
