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Bridgeway Insurance Agency
  • Business
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    Get Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Trucking
    Commercial Package Policy
    Crime Insurance
    Cyber Liability
    Environmental Liability Insurance
    Hired & Non-Owned Auto
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Inland Marine
    Contractor’s Tools and Equipment
    General Liability
    Liquor Liability
    Medical Malpractice
    Real Estate Investments
    Special Events
    Product Liability
    Professional Liability E&O
    Commercial Property
    Surety Bonds
    Commercial Umbrella
    Warehouse Liability
    Workers Compensation
    Garage Keepers Insurance
    Media Liability
    • General Liability
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    • Garage Keepers Insurance
    • Surety Bonds Insurance
  • Trucking
  • Personal
    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All Personal Insurance
    Rent vs Buy Calculator FREE Tool
    Get Insurance QuoteGet Insurance Quote
    Homeowners
    Auto
    Umbrella
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    High Net Worth
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FAQs

  • How long does NEMT credentialing take?

    Total timeline from LLC formation to first Medicaid trip is typically 3–5 months across Southeast states. Medicaid enrollment takes 30–90 days (Florida's AHCA enrollment is 60–120 days). Broker credentialing (Modivcare ...

    Read MoreRead More
  • How much can a NEMT business earn per vehicle?

    A single well-managed NEMT vehicle in the Southeast can gross $50,000–$135,000 annually, depending on state, trip type mix, and daily utilization. Wheelchair-accessible vehicles earn more per trip ($35–$75) than ambulatory ...

    Read MoreRead More
  • What insurance does a NEMT business need?

    All NEMT businesses require a minimum of $1 million commercial auto liability (Combined Single Limit) before any Medicaid enrollment or broker credentialing can proceed. Most states and brokers also require ...

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  • Which NEMT broker operates in each Southeast state?

    NEMT brokerage varies by state: Mississippi uses MTM (Medical Transportation Management); Alabama, Tennessee, and Georgia use Modivcare as the statewide broker; Louisiana uses Modivcare for most MCOs; North Carolina uses ...

    Read MoreRead More
  • How much does it cost to start a NEMT business?

    Startup costs for a single-vehicle NEMT operation typically range from $15,000 to $55,000 depending on your state and vehicle type. Major costs include: vehicle purchase ($12,000–$75,000 depending on type), commercial ...

    Read MoreRead More
  • What is NEMT and how does it work?

    Non-Emergency Medical Transportation (NEMT) is a Medicaid benefit that pays for rides to and from medical appointments for eligible members who lack personal transportation. NEMT providers are reimbursed by Medicaid ...

    Read MoreRead More
  • Which Southeast state has the lowest workers’ comp rates?

    Tennessee offers the lowest average workers' comp rates in the Southeast at approximately $0.98 per $100 of payroll — below the national average of $1.03. North Carolina is a close ...

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  • What should I do when an employee is injured at work?

    When a workplace injury occurs: provide immediate medical care, report the injury to your insurance carrier within 24 hours, file the state's required First Report of Injury form (deadlines vary ...

    Read MoreRead More
  • How do I reduce my workers’ compensation insurance costs?

    Several proven strategies help lower workers' comp premiums: implement documented safety programs (5-15% carrier discounts), certify as a drug-free workplace (premium credits in most states), establish return-to-work programs for modified ...

    Read MoreRead More
  • Are independent contractors covered by workers’ compensation?

    No, legitimate independent contractors are not covered by workers' compensation in any state. However, all Southeast states examine the actual working relationship — not just the contract label — to ...

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Bay Saint Louis, MS Office
122 Court St.
Bay Saint Louis, Mississippi 39520
Phone: 1-877-418-2484
Email: quote@bridgewayins.com
Arab, AL Office
996 N Brindlee Mountain Pkwy
Arab, Alabama 35016
Phone: 1-877-418-2484
Email: quote@bridgewayins.com
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Bridgeway Insurance Agency

We service clients in the Alabama, Florida, Mississippi, Louisiana, North Carolina, Tennessee & Georgia areas.

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