All NEMT businesses require a minimum of $1 million commercial auto liability (Combined Single Limit) before any Medicaid enrollment or broker credentialing can proceed. Most states and brokers also require general liability coverage ($1 million per occurrence) and workers’ compensation (thresholds vary by state: Louisiana requires it at 1 employee; North Carolina and Georgia at 3; Alabama, Tennessee, and Florida at 4–5). Your certificate of insurance must name Modivcare or MTM as additional insured — exactly as their credentialing teams require.
Get a free NEMT insurance quote from Bridgeway Insurance Agency — we write commercial auto, GL, and workers’ comp for NEMT operators across the Southeast.
