Yes — many NEMT operators in border areas (Mobile/Hattiesburg, Memphis/North MS, Chattanooga/North GA) operate in multiple states simultaneously. Each state requires separate Medicaid enrollment, separate broker credentialing, and separate insurance documentation. Your commercial auto policy must cover operations in each state you operate in, and your certificate of insurance must list the appropriate additional insureds for each state’s broker. Bridgeway Insurance Agency can structure multi-state NEMT policies to meet each state’s requirements.
Compare state programs: Mississippi vs. Alabama vs. Tennessee.
