Skip to content
  • Quote
  • Call
  • Login
Bridgeway Insurance Agency
  • Business
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    Get Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Trucking
    Commercial Package Policy
    Crime Insurance
    Cyber Liability
    Environmental Liability Insurance
    Hired & Non-Owned Auto
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Inland Marine
    Contractor’s Tools and Equipment
    General Liability
    Liquor Liability
    Medical Malpractice
    Real Estate Investments
    Special Events
    Product Liability
    Professional Liability E&O
    Commercial Property
    Surety Bonds
    Commercial Umbrella
    Warehouse Liability
    Workers Compensation
    Garage Keepers Insurance
    Media Liability
    • General Liability
    • Business Owners Policy
    • Workers Compensation Insurance
    • Commercial Auto Insurance
    • Trucking
    • Commercial Property Insurance
    • Builder’s Risk Insurance
    • Cyber Liability Insurance
    • Professional Liability Insurance
    • Commercial Umbrella Insurance
    • Product Liability Insurance
    • Commercial Package Policy
    • Directors & Officers Insurance
    • Employment Practices Liability Insurance
    • Garage Keepers Insurance
    • Surety Bonds Insurance
  • Trucking
  • Personal
    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All Personal Insurance
    Rent vs Buy Calculator FREE Tool
    Get Insurance QuoteGet Insurance Quote
    Homeowners
    Auto
    Umbrella
    Landlords
    High Net Worth
    Condo
    Jewelry
    Classic & Exotic Cars
    Boats / Watercraft
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Flood
    Specialty Dwelling
    Course of Construction
    Renters
    Life Insurance
    • Vehicles
    • Boat
    • Course of Construction
    • Flood
    • Life
    • Homeowners
    • Landlords
    • Motorcycle
    • Property
    • RV / Trailer
    • Renters
  • Company
    • About Us
    • Our Locations
    • Meet the Team
    • Join Our Team!
    • Testimonials
    • Blog
    • Refer Friends & Family
    • FAQs
  • Contact
Bridgeway Insurance Agency
  • Business
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    Get Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Trucking
    Commercial Package Policy
    Crime Insurance
    Cyber Liability
    Environmental Liability Insurance
    Hired & Non-Owned Auto
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Inland Marine
    Contractor’s Tools and Equipment
    General Liability
    Liquor Liability
    Medical Malpractice
    Real Estate Investments
    Special Events
    Product Liability
    Professional Liability E&O
    Commercial Property
    Surety Bonds
    Commercial Umbrella
    Warehouse Liability
    Workers Compensation
    Garage Keepers Insurance
    Media Liability
    • General Liability
    • Business Owners Policy
    • Workers Compensation Insurance
    • Commercial Auto Insurance
    • Trucking
    • Commercial Property Insurance
    • Builder’s Risk Insurance
    • Cyber Liability Insurance
    • Professional Liability Insurance
    • Commercial Umbrella Insurance
    • Product Liability Insurance
    • Commercial Package Policy
    • Directors & Officers Insurance
    • Employment Practices Liability Insurance
    • Garage Keepers Insurance
    • Surety Bonds Insurance
  • Trucking
  • Personal
    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All Personal Insurance
    Rent vs Buy Calculator FREE Tool
    Get Insurance QuoteGet Insurance Quote
    Homeowners
    Auto
    Umbrella
    Landlords
    High Net Worth
    Condo
    Jewelry
    Classic & Exotic Cars
    Boats / Watercraft
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Flood
    Specialty Dwelling
    Course of Construction
    Renters
    Life Insurance
    • Vehicles
    • Boat
    • Course of Construction
    • Flood
    • Life
    • Homeowners
    • Landlords
    • Motorcycle
    • Property
    • RV / Trailer
    • Renters
  • Company
    • About Us
    • Our Locations
    • Meet the Team
    • Join Our Team!
    • Testimonials
    • Blog
    • Refer Friends & Family
    • FAQs
  • Contact
  • 877-418-2484Give us a call today
  • For Clients
    Personal Account Review
    Personal
    Account Review

    Submit your updated information so we can make sure your family stays properly protected.

    Personal ReviewPersonal Review
    Business Account Review
    Business
    Account Review

    Keep your business and employees protected as your business grows.

    Business ReviewBusiness Review
    Login
    For Clients
    Policy Service
    Certificate of Insurance
    Report a Claim
    Insurance Companies
    • My Profile
    • Log Out
    • Login
    • Policy Changes
    • Certificate of Insurance
    • Report a Claim
    • Insurance Companies
    • Account Review: Business
    • Account Review: Personal
  • Get Quote

FAQs

  • What insurance does a NEMT business need?

    All NEMT businesses require a minimum of $1 million commercial auto liability (Combined Single Limit) before any Medicaid enrollment or broker credentialing can proceed. Most states and brokers also require ...

    Read MoreRead More
  • Which NEMT broker operates in each Southeast state?

    NEMT brokerage varies by state: Mississippi uses MTM (Medical Transportation Management); Alabama, Tennessee, and Georgia use Modivcare as the statewide broker; Louisiana uses Modivcare for most MCOs; North Carolina uses ...

    Read MoreRead More
  • How much does it cost to start a NEMT business?

    Startup costs for a single-vehicle NEMT operation typically range from $15,000 to $55,000 depending on your state and vehicle type. Major costs include: vehicle purchase ($12,000–$75,000 depending on type), commercial ...

    Read MoreRead More
  • What is NEMT and how does it work?

    Non-Emergency Medical Transportation (NEMT) is a Medicaid benefit that pays for rides to and from medical appointments for eligible members who lack personal transportation. NEMT providers are reimbursed by Medicaid ...

    Read MoreRead More
  • Which Southeast state has the lowest workers’ comp rates?

    Tennessee offers the lowest average workers' comp rates in the Southeast at approximately $0.98 per $100 of payroll — below the national average of $1.03. North Carolina is a close ...

    Read MoreRead More
  • What should I do when an employee is injured at work?

    When a workplace injury occurs: provide immediate medical care, report the injury to your insurance carrier within 24 hours, file the state's required First Report of Injury form (deadlines vary ...

    Read MoreRead More
  • How do I reduce my workers’ compensation insurance costs?

    Several proven strategies help lower workers' comp premiums: implement documented safety programs (5-15% carrier discounts), certify as a drug-free workplace (premium credits in most states), establish return-to-work programs for modified ...

    Read MoreRead More
  • Are independent contractors covered by workers’ compensation?

    No, legitimate independent contractors are not covered by workers' compensation in any state. However, all Southeast states examine the actual working relationship — not just the contract label — to ...

    Read MoreRead More
  • Do construction companies have different workers’ comp rules?

    Yes, several Southeast states impose stricter workers' comp requirements on construction businesses. Tennessee requires all construction employers to carry coverage regardless of employee count, while non-construction businesses need 5+ employees. ...

    Read MoreRead More
  • What benefits does workers’ comp provide to injured employees?

    Workers' compensation provides three main categories of benefits: medical benefits (covering all necessary treatment with no deductible or dollar cap in most states), disability/wage-replacement benefits (typically 66â…”% of average weekly ...

    Read MoreRead More
Previous12345678···343536Next
Get Insurance
  • Businesses
  • Families & Individuals
  • Trucking
  • All Quote Options
Bay Saint Louis, MS Office
122 Court St.
Bay Saint Louis, Mississippi 39520
Phone: 1-877-418-2484
Email: quote@bridgewayins.com
Arab, AL Office
996 N Brindlee Mountain Pkwy
Arab, Alabama 35016
Phone: 1-877-418-2484
Email: quote@bridgewayins.com
Office Hours

Hours of Operation:
M – F, 9:00am – 4:00pm

Resources
  • About
  • Contact
  • Blog
  • Refer Friends & Family
  • Frequently Asked Questions
  • Rent vs Buy Calculator
For Clients
  • Policy Service
  • Report a Claim
  • Certificate of Insurance
  • My Profile
Social Media
Bridgeway Insurance Agency

We service clients in the Alabama, Florida, Mississippi, Louisiana, North Carolina, Tennessee & Georgia areas.

Accessibility  |  Privacy Policy  |  Cookie Policy  |  Terms of Service  |  Sitemap

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

Copyright © Bridgeway Insurance Agency  |  Website hosted by GravityCerts
Page load link

Login

Lost password

Don’t have an account?

Create AccountCreate Account
Start Your Quotes

Select an Insurance Type

Business Insurance Quote

Business Insurance

Start Quote
Start Personal Insurance Quote for Individuals and Families

Personal Insurance

Start Quote
Start Life Insurance Quote for Individuals and Families

Life Insurance

Start Quote
Commercial Trucking Insurance Quote

Trucking Insurance

Start Quote

Additional Quote Options

  • Non Profits

  • Religious Organizations

  • Schools / Youth Programs

  • Adult Foster Care

  • Quick General Liability

  • Course of Construction

  • Equine / Animals

Need a Policy Recommendation?

  • Contact Us

  • Call: 877-418-2484

We use cookies to offer you a better browsing experience, analyze site traffic and personalize content. Read about our Cookie Policy. Ok