The current Southeast minimum for a small physician practice is $1M per event / $2M aggregate on a stand-alone cyber policy — not the historical $250,000 sub-limit tucked inside a ...
Most Southeast states do not impose a blanket statutory malpractice-coverage mandate on every licensed physician. However, virtually every hospital privileging committee, Medicaid managed-care payer contract, and commercial office lease requires ...
Yes — absolutely. Cloud-EMR vendors like Athena, Epic, and eClinicalWorks carry their own cyber coverage, but that policy protects the vendor, not the covered entity. Under HHS OCR guidance, the ...
Across the Bridgeway seven-state Southeast footprint (MS, AL, LA, FL, TN, NC, GA), a solo or small-group physician practice pays between $4,200 and $34,000 per year for a full medical ...
A properly built medical office program includes six core coverages: medical malpractice (professional liability), a business owner's policy (BOP) covering property and general liability, workers' compensation, stand-alone cyber liability sized ...
DSO-affiliated practices in Atlanta, Charlotte, Raleigh, Nashville, and other Southeast metros typically ride a national program malpractice policy negotiated by the DSO — often at meaningful cost savings versus individual ...
A 20-minute intake covers everything Bridgeway needs to quote three to five carriers: current declarations pages, a five-year loss run (or signed loss run request), gross receipts and payroll figures, ...
Every Bridgeway state except Tennessee has coastal exposure — and every coastal BOP carries a separate named-storm wind deductible of 2% to 5% of the insured value. A $500,000 build-out ...
A commercial umbrella sits over your professional liability, BOP, and auto policies and pays after the underlying limits exhaust. It is the cheapest liability dollar you can buy: $450 to ...
Every carrier rates sedation by tier. A general dentist with a minimal-enteral permit sees no significant load. Moderate parenteral (IV) sedation pushes the base malpractice rate to 2.2x–3.0x (Louisiana and ...
