When a workplace injury occurs: provide immediate medical care, report the injury to your insurance carrier within 24 hours, file the state’s required First Report of Injury form (deadlines vary from 5 days in North Carolina to 21 days in Georgia), direct the employee to authorized medical providers, and document the incident thoroughly.

Statutes of limitations vary: Georgia and Tennessee have 1-year limits, Louisiana also has 1 year, while Mississippi, Alabama, Florida, and North Carolina allow 2 years. Prompt reporting protects both the employee and employer.

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