Bridgeway Insurance typically returns quotes within 48–72 hours for standard chiropractic submissions. Furthermore, if we need the current declarations pages and 5-year loss runs, the timeline extends to 5–7 business ...
Yes. Specifically, bundling malpractice + BOP + workers comp + cyber through one independent agency typically saves 10–18% versus unbundled pricing, and claims are coordinated through a single agent when ...
No. Standard commercial property and BOP forms exclude both flood and earthquake. Specifically, Louisiana practices in New Orleans metro, Lafayette, and Lake Charles need separate NFIP or private flood policies; ...
Tail coverage (also called extended reporting period, or ERP) is an endorsement to a claims-made policy that extends your right to report claims after the policy ends. Specifically, if you ...
Cyber liability covers HIPAA breach notification costs, forensic investigation, patient credit monitoring, ransomware response, and regulatory fines following a data breach or ransomware event. Importantly, chiropractic offices handle PHI (protected ...
Occurrence policies cover claims arising from treatment during the policy period, regardless of when the claim is filed later. Claims-made policies only cover claims filed during an active policy period ...
Most modern chiropractic malpractice policies include telehealth coverage automatically for licensed providers treating patients within their state of licensure. However, chiropractors who treat patients across state lines via telehealth need ...
In the Southeast, no state statutorily mandates chiropractic malpractice insurance for licensure. However, state chiropractic boards may require proof of financial responsibility, and most hospital privileges, insurance network credentialing, and ...
Chiropractic office insurance costs vary by state and practice size. In the Southeast, a solo DC typically pays $3,200 to $7,400 per year for a full stack (malpractice, BOP, workers ...
Every licensed chiropractor needs six core coverages: (1) professional liability (malpractice), (2) general liability, (3) commercial property, (4) business income, (5) workers compensation if employees exist, and (6) cyber liability ...
