In the Southeast, no state statutorily mandates chiropractic malpractice insurance for licensure. However, state chiropractic boards may require proof of financial responsibility, and most hospital privileges, insurance network credentialing, and franchise agreements require $1M/$3M minimum limits. In practice, practicing without malpractice coverage is legal but financially reckless.
Learn more about state-specific requirements: Mississippi licensure and Florida licensure. External resource: NCMIC Risk Management.
