Not by Mississippi law alone. In Mississippi, a vehicle is generally deemed a total loss when the Total Loss Formula is met—i.e., when the estimated repair cost plus salvage value exceeds the vehicle’s actual cash value (ACV). Parts delays by themselves don’t automatically require a total loss. Ask for the ACV, repair estimate, and
Can my insurer total my car in Mississippi just because the repair parts aren’t available?
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Arab, AL Office
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We service clients in the Alabama, Florida, Mississippi, Louisiana, North Carolina, Tennessee & Georgia areas.
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