Workers’ comp costs vary by state and industry. Average rates per $100 of payroll in the Southeast: Tennessee $0.98, North Carolina $1.00, Mississippi $1.10, Georgia $1.10, Alabama $1.15, Louisiana $1.35, and Florida $1.40.

Your actual premium depends on industry classification, payroll size, claims history (experience modification rate), and safety programs. Office workers may pay $0.15-$0.40 per $100 while roofing contractors pay $8-$20 per $100. Get a free quote from Bridgeway Insurance to find your specific rate.

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