Across the seven Southeast states Bridgeway writes, contractor GL runs $440-$1,500 annually for low-risk trades, $1,450-$3,800 for a residential general contractor, and $2,900-$11,200 for a residential roofer in 2026. See the full state-by-state tables in our Florida contractor insurance guide or Georgia contractor insurance guide.
Get a precise quote at bridgewayins.com/quotes.
Yes. Georgia requires a residential or general contractor license for any project of $2,500 or more — the lowest threshold in the Southeast. Both classifications demand $500,000 GL minimum. See ...
Tennessee requires a state contractor license through the Tennessee Board for Licensing Contractors (TBLC) for most jobs over $25,000. The license requires passing a trade and business/law exam, a financial ...
Roofing is the highest-rated construction class across the Southeast. In 2026, residential roofers pay $16.20-$28.90 per $100 of payroll depending on state — Florida ($28.90) and Louisiana ($22.10) run highest, ...
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We service clients in the Alabama, Florida, Mississippi, Louisiana, North Carolina, Tennessee & Georgia areas.
DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.
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