Roofing is the highest-rated construction class across the Southeast. In 2026, residential roofers pay $16.20-$28.90 per $100 of payroll depending on state — Florida ($28.90) and Louisiana ($22.10) run highest, while Tennessee ($16.20) and Alabama ($16.80) are lowest. A roofer with $200,000 in payroll pays $32,000-$57,800 in comp premium alone before experience modification.
Compare precise rates at bridgewayins.com/quotes.
Yes. Georgia requires a residential or general contractor license for any project of $2,500 or more — the lowest threshold in the Southeast. Both classifications demand $500,000 GL minimum. See ...
Tennessee requires a state contractor license through the Tennessee Board for Licensing Contractors (TBLC) for most jobs over $25,000. The license requires passing a trade and business/law exam, a financial ...
No. Builders risk is project-specific property coverage on the structure under construction, while contractor insurance refers to the broader bundle of GL, workers' comp, auto, and tools coverage on the ...
Want to talk?
Let’s do it.
Call our AL office today.
Get your insurance quote online.
Hours of Operation:
M – F, 9:00am – 4:00pm
We service clients in the Alabama, Florida, Mississippi, Louisiana, North Carolina, Tennessee & Georgia areas.
DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.
Used to store your authentication details.
Used to store your authentication details.
Used to check if your browser has cookies enabled.
Used to persist your user configuration in the admin dashboard.
The time at which wp-settings-[user_id] was set.
Embeds from this vendor are blocked and replaced with a placeholder until consent is given.
Embeds from this vendor are blocked and replaced with a placeholder until consent is given.
Embeds from this vendor are blocked and replaced with a placeholder until consent is given.
Embeds from this vendor are blocked and replaced with a placeholder until consent is given.
Enables Google Analytics to store data about your visit, such as pages viewed, time spent, and interactions, to help us understand and improve website performance.
Enables Google to store cookies used for advertising, such as tracking ad clicks and measuring conversion rates.
Allows Google to collect and use your data for ad targeting and to measure the performance of advertising campaigns.
Allows Google to show you personalised ads based on your interests and browsing history.
