No. Standard GL excludes the contractor’s own faulty work (the “your work” exclusion). GL does cover third-party damage caused by faulty work — a plumbing leak that ruins drywall, for example. For workmanship warranties, residential builders can add contractor’s professional liability or a 10-year structural warranty program. See our Mississippi contractor insurance guide for an in-depth explanation.
Compare carriers at bridgewayins.com/quotes or call (877) 418-2484.
Yes. Georgia requires a residential or general contractor license for any project of $2,500 or more — the lowest threshold in the Southeast. Both classifications demand $500,000 GL minimum. See ...
Tennessee requires a state contractor license through the Tennessee Board for Licensing Contractors (TBLC) for most jobs over $25,000. The license requires passing a trade and business/law exam, a financial ...
Roofing is the highest-rated construction class across the Southeast. In 2026, residential roofers pay $16.20-$28.90 per $100 of payroll depending on state — Florida ($28.90) and Louisiana ($22.10) run highest, ...
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