Flood Insurance

Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation. If you need to however, you can check out the Disaster Assistance here: https://www.disasterassistance.gov/

Your standard flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

We have multiple options for your flood insurance in AL, LA, MS, TN & WY:

• Building, contents, replacement cost coverages
• Different coverage options available
• Standard flood insurance coverage
• Optional excess flood coverage
• Affordable rates

Flood Insurance

Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.

Damage Caused by Flood Insurance

Flood damage can occur unexpectedly and cause severe financial and emotional strain. Unfortunately, many homeowners assume their standard home insurance policy will cover these losses, but flood damage is often excluded. This makes it crucial to obtain a dedicated flood insurance policy to safeguard your property. According to the Federal Emergency Management Agency (FEMA), even an inch of water can cause over $25,000 in damages to your home  Don’t wait for disaster to strike—prepare now and rest assured that your home, business, or rental is secure.

How Bridgeway Insurance Provides Flood Insurance that protects your home

Our flood insurance policies are designed with flexibility in mind, offering a range of coverage options tailored to your specific needs. Whether you own a single-family home, a mobile home, or a business, we provide coverage in Alabama, Louisiana, Mississippi, Tennessee, and Wyoming. We understand that each flood risk is different, depending on your location, so we offer standard and excess coverage to provide the level of protection your property requires. According to the National Flood Insurance Program (NFIP), it’s important to know your risk and have proper coverage https://www.floodsmart.gov. Protecting your investment and personal belongings from flood-related losses is not just recommended, it’s essential.

Covering Your Contents with Flood Insurance

In addition to building coverage, which includes protection for structural elements such as air conditioners, dishwashers, and cabinets, we offer content coverage to secure your personal items. Furniture, clothing, electronics, and other valuable possessions can be covered under your flood insurance policy. If you’re unsure about your flood risk or what level of coverage is right for you, our team is ready to assist. Contact us at 877-418-2484 today for personalized advice on choosing the right flood insurance policy for your needs. For more information on why flood insurance is critical, check out this guide from the Insurance Information Institute https://www.iii.org/fact-statistic/facts-statistics-flood-insurance. Remember, when it comes to floods, every home is at risk, and it’s better to be prepared.

Flood Insurance Options in Mississippi, Louisiana, Tennessee, Alabama & Wyoming

Policies have different options so contact one of our staff at 877-418-2484 for any questions you may have about your flood insurance policy. We advise every homeowner to carry a flood insurance policy. We consider everyone in a flood zone