Purchase or review your complete hurricane insurance program before May 1 to ensure all coverage is active for the June 1 Atlantic hurricane season opening. The NFIP’s 30-day waiting period is the critical driver — any flood policy purchased after May 1 will not take effect before the season begins. Homeowners and windstorm policies can typically be bound more quickly, but insurance carriers impose binding moratoriums when a named storm threatens, so don’t wait until a storm is forecast.
Bridgeway Insurance Agency recommends an annual coverage review each spring. Start your hurricane insurance review or read our seasonal preparation guide: Florida | Louisiana | Mississippi.
