Several Southeast states operate state-managed wind pools for coastal properties: Mississippi’s MWUA covers coastal counties; Alabama’s AIUA covers Baldwin and Mobile counties; Louisiana Citizens covers coastal parishes; Florida Citizens covers high-risk properties statewide; and North Carolina’s NCIUA Beach Plan covers 8 coastal counties. Georgia and Tennessee do not have state wind pools — private market coverage is available. State wind pool policies cover wind only — flood must be purchased separately.
Learn more: MS MWUA | AL AIUA | LA Citizens | FL Citizens | NC Beach Plan.
