SR22 and FR44 are both certificates of financial responsibility, but FR44 requires significantly higher liability limits. FR44 is used in Florida and Virginia and typically requires $100,000/$300,000/$50,000 in liability coverage — much higher than standard SR22 minimums. If you’re in Florida and need financial responsibility proof after a DUI, you’ll likely need an FR44 rather than an SR22. Other states use the standard SR22 form. If you’re moving between states, make sure you have the correct form for your new state of residence.
