General liability insurance covers third-party bodily injury, property damage, and advertising injury claims. A Business Owner’s Policy (BOP) bundles general liability with commercial property insurance into a single, discounted policy. The BOP adds protection for your own building, equipment, inventory, and business income if operations are interrupted by a covered event like fire or vandalism. Most small businesses with a physical location save 10-25% by choosing a BOP over purchasing GL and property insurance separately.
A BOP is ideal for Mississippi, Georgia, and Tennessee businesses with storefronts, offices, or warehouses. Get a free quote from Bridgeway Insurance to compare standalone GL vs. BOP pricing.
