General liability insurance covers three primary categories: bodily injury to third parties (customers, vendors, or visitors injured by your business operations or on your premises), property damage to others’ belongings caused by your business activities, and personal/advertising injury claims such as defamation, libel, and copyright infringement. The policy also pays for your legal defense costs, even if a claim is ultimately found to be without merit. Explore our state-specific guides for detailed coverage information: Mississippi, Alabama, Louisiana, Florida, Tennessee, North Carolina, Georgia, and Wyoming.
It’s important to note what GL does NOT cover: employee injuries (that’s workers’ compensation), professional mistakes (that’s professional liability/E&O), auto accidents (that’s commercial auto), or damage to your own property. Get a free quote from Bridgeway Insurance to find the right coverage for your business.
