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The SR22 filing fee itself is small — typically $15 to $50 as a one-time charge. However, the real cost increase comes from higher premiums as a high-risk driver. Depending on your state, driving record, and the violation that triggered the requirement, expect to pay $1,200 to $3,500 per year for auto insurance with an SR22 filing. First DUI offenses typically increase premiums by 50-150%, while multiple violations can increase costs by 80-200%. Shopping multiple carriers through an independent agent is the best way to find competitive rates.

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