Hurricane insurance costs vary significantly by state and coastal proximity. Louisiana coastal homeowners pay $5,000-$13,000/year; Florida $5,500-$12,000/year; North Carolina $3,500-$10,000/year; Alabama $2,300-$6,500/year; Georgia $2,000-$5,500/year; Mississippi $1,800-$5,000/year; and Tennessee $1,500-$3,300/year. Costs depend on replacement value, construction type, distance from coast, elevation, and your named storm deductible.
Bridgeway Insurance Agency shops multiple carriers to find the best rate for your situation. Get a free quote or explore costs by state: Florida | Louisiana | North Carolina.
