An SR-22 typically increases your auto insurance premiums by 20-60% above standard rates, depending on your state, driving record, and insurance carrier. The SR-22 filing itself costs $15-$50 as a one-time fee from your insurance company. In the Southeast, monthly premiums with an SR-22 typically range from $80-$200 depending on the state and your risk profile.
Louisiana drivers see the highest SR-22 increases (30-70%) due to already-elevated base rates. Tennessee and North Carolina drivers may see more moderate increases. Shopping multiple carriers through Bridgeway Insurance Agency is the most effective way to find competitive SR-22 rates.
