Yes — and this is one of the strongest advantages of the independent channel. Independent agencies access standard market carriers, excess and surplus lines carriers, and specialty program markets that captive carriers cannot place. Examples include commercial trucking, NEMT (non-emergency medical transportation), log trucking, non-standard auto, coastal homeowners surplus lines, and surety bonds for contractors.
If you have a specialty risk, an independent agent like Bridgeway is usually the practical channel. See our complete guide on agent channels or browse our specialty coverage lines.
