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![Umbrella Insurance in Louisiana: $240 Starting Price, Coverage Guide [2026]](data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==)
Louisiana umbrella insurance costs $240-$420/year for $1M coverage. Direct action rule, one-year prescription, and coverage requirements explained.
![Umbrella Insurance in Louisiana: $240 Starting Price, Coverage Guide [2026]](https://storage.googleapis.com/gupgcrjzaaolvpsu/sites/214/2026/09/umbrella-insurance-louisiana.webp)
Louisiana umbrella insurance costs $240-$420/year for $1M coverage. Direct action rule, one-year prescription, and coverage requirements explained.
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