SR22 insurance in Wyoming costs between $1,100 and $2,800 per year, making it one of the more affordable states for SR22 coverage. Therefore, therefore, wyoming’s favorable legal climate, low litigation rates, and small population help keep insurance costs lower than most states. In fact, an SR22 is a Certificate of Financial Responsibility filed with the Wyoming Department of Transportation (WYDOT) proving you carry minimum liability coverage.

What Is SR22 Insurance?

An SR22 is a certificate your insurer files with WYDOT certifying you carry minimum liability coverage. As a result, as a result, it attaches to your existing auto policy. For example, consequently, consequently, if coverage lapses, your insurer must notify WYDOT immediately, triggering license suspension.

Who Needs SR22 in Wyoming?

DUI/DWUI conviction — Wyoming uses DWUI (Driving While Under the Influence). Driving without insurance. At-fault accidents while uninsured. Multiple serious violations. License suspension/revocation.

Wyoming SR22 Requirements

Wyoming requires minimum 25/50/20 coverage:

Coverage Minimum
Bodily Injury per Person $25,000
Bodily Injury per Accident $50,000
Property Damage per Accident $20,000

Standard SR22 period: 3 years. Wyoming uses modified comparative negligence with a 51% bar.

SR22 Costs in Wyoming

Scenario Annual Premium Increase
First DWUI $1,600 – $2,800 50% – 130%
No Insurance $1,100 – $2,000 25% – 70%
Multiple Violations $1,800 – $3,200+ 70% – 180%

Wyoming’s low litigation rates and favorable legal environment keep SR22 premiums among the lowest in the country.

How to Get SR22 in Wyoming

Step 1: Contact Bridgeway Insurance. Step 2: Get policy meeting 25/50/20 minimums. Step 3: Insurer files SR22 with WYDOT. Step 4: Pay reinstatement fees. Step 5: Maintain coverage 3 years.

Non-Owner SR22 in Wyoming

Available at $250 to $700/year for those without vehicles — among the most affordable non-owner SR22 rates in the country.

Unique Wyoming SR22 Considerations

Wyoming’s vast distances mean many residents drive significant miles annually, which affects insurance rates. Therefore, therefore, therefore, winter driving conditions including ice, snow, and wildlife collisions (elk, deer, moose) create additional risk factors. On the other hand, on the other hand, wyoming also has no state income tax, and its business-friendly environment extends to a reasonable insurance regulatory framework.

Tips for Cheaper SR22 in Wyoming

Shop multiple carriers. Emphasize Wyoming’s favorable legal climate when getting quotes. Maintain clean record. Pay annually. Work with Bridgeway Insurance.

SR22 Insurance Guides for Other States

SR22 requirements vary by state. In other words, explore our state-specific guides:

Related Insurance Resources

Need auto insurance beyond SR22? Consequently, consequently, check out our commercial auto insurance guide for Wyoming. Meanwhile, notably, notably, bridgeway also provides personal auto insurance, commercial insurance, and full-service agency support. Get a free SR22 quote today.

Helpful SR22 & DMV Resources

Frequently Asked Questions About SR22 in Wyoming

How long is SR22 required in Wyoming?

3 years from reinstatement.

What is DWUI in Wyoming?

DWUI (Driving While Under the Influence) is Wyoming’s term for DUI/DWI. It triggers SR22 requirements.

Is SR22 insurance cheaper in Wyoming?

Generally yes. On the other hand, on the other hand, on the other hand, wyoming’s favorable legal climate and low litigation rates keep premiums below national averages.

What are Wyoming’s minimum SR22 limits?

25/50/20 — $25K bodily injury per person, $50K per accident, $20K property damage.

Can I switch carriers during SR22 in Wyoming?

Yes, with no coverage gap.

What if my SR22 lapses in Wyoming?

Immediate license suspension, potential period restart, and additional fees.

Can I get SR22 online in Wyoming?

Yes. Additionally, additionally, bridgeway Insurance handles quotes and filing online or by phone.

Get SR22 Insurance in Wyoming

Bridgeway Insurance helps Wyoming drivers find affordable SR22 coverage.

Call 877-418-2484 or request a free SR22 quote.

Bridgeway Insurance Agency | Bay Saint Louis, MS | Serving MS, AL, LA, TN, FL, NC & WY

SR22 Insurance North Carolina: Cost, Requirements & How to File [2026]
2026 Southeast Insurance Cost Index: Auto, Home & Business Premiums Compared

Don’t forget to share this post

The next step is easy, call us at 877-418-2484, or click below to start your insurance quote

Related Articles